> ## Documentation Index
> Fetch the complete documentation index at: https://terminal-docs.xendit.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Device-Only Setup

> Accept in-person payments by entering amounts directly on the terminal device — no POS integration required

## Overview

For merchants who don't need POS integration, Xendit terminals can accept payments directly — just enter the amount on the device. This is ideal for simple retail setups, pop-up shops, or businesses that don't require automated transaction workflows.

No API or SDK integration is needed. Transactions are recorded and can be viewed in your **Xendit Dashboard** for reconciliation.

## How It Works

```mermaid theme={null}
sequenceDiagram
    participant Merchant as Merchant Staff
    participant Terminal as Payment Terminal EDC
    participant Customer as Customer
    participant Xendit as Xendit Platform
    participant Bank as Card Network/Bank

    Merchant->>Terminal: 1. Manually enter payment amount
    Terminal->>Customer: 2. Display payment prompt<br/>(amount to pay)

    Customer->>Terminal: 3. Make payment on device
    Terminal->>Bank: 4. Process payment
    Bank-->>Terminal: Payment authorized

    Terminal->>Merchant: 5. Display success
    Terminal->>Customer: Print/display receipt

    alt Real-time notification (some markets)
        Bank->>Xendit: 6a. Immediate transaction notification
        Note over Bank,Xendit: Transaction visible in<br/>Dashboard immediately
    else Batch settlement (T+1 or later)
        Note over Bank,Xendit: 6b. Transaction sent in batch<br/>(next business day or later)
        Bank->>Xendit: Batch file with transactions
        Note over Bank,Xendit: Transactions appear in Dashboard<br/>after batch processing
    end

    Note over Merchant,Xendit: Merchant can view and reconcile<br/>transactions in Xendit Dashboard
```

<Info>
  **Transaction visibility varies by market**: Some markets support real-time transaction notifications to Xendit, making transactions visible in your Dashboard immediately. Other markets use batch settlement files sent T+1 or later, meaning transactions appear in your Dashboard after the batch is processed. Contact your Xendit representative to understand the notification timing for your specific market.
</Info>

## When to Use Device-Only Mode

* You don't have a POS system or custom software to integrate
* You want to start accepting payments immediately without development work
* Your staff manually enters transaction amounts at the point of sale

## Settlement

Funds are settled into your **Xendit Balance** within **T+1 day** after the transaction settlement is completed on the device. You can view all transactions in the **Xendit Dashboard**.